New Century Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.



* Annual percentage yield. Subject to change without notice. $10,000 minimum opening deposit for Gold Money Market Account and $5,000 for Silver Money Market Account. Regular Savings interest rate and $15 monthly maintenance fee for balances that fall below minimum balance requirement. $25 fee if account is closed within 90 days. Interest compounded daily and credited monthly. Six third-party transactions per month, three of which may be by check, debit, or similar order of withdrawal. Unlimited in-person or ATM transactions. Interest rates and yields subject to change without notice. Advertised yield was available as of Wednesday, July 1, 2009.

 *Annual Percentage Yield. Yield is subject to change without notice, and was effective May 27, 2009. Two “no penalty” withdrawals within the 12-month period. After the first two withdrawals, the penalty for additional withdrawals will be the forfeiture of 90-days of interest on the amount withdrawn. No limit on the maximum amount withdrawn. Minimum opening deposit: $500. Maximum opening deposit: $95,000. Deposits insured by the FDIC for up to $250,000 (through 2013) and for up to $250,000 in retirement accounts. Limited time offer.

 
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