Business Checking Accounts

Compare our business checking account options to find the account that is right for your business. To view our complete line of product and services, download our Business Banking brochure.

CHECKING

Small Business Banking

Business Class Banking

Business Class Banking with Interest

Business Analysis 

Best fit if you are looking for No monthly maintenance fee and have a small number of transactions per statement period A low-cost account with additional services A low-cost,
interest-bearing
account with
expanded services                    
Reduced fees based on maintaining a higher account balance
Open With $100 $100 $100  $100
Additional Benefits 150 total items processed per statement cycle at no charge
500 total items processed per statement cycle at no charge

20% discount on Remote Deposit equipment

Starter check kit at no charge

Merchant Card Services set up at no charge 
Interest-bearing1

500 items processed per statement cycle at no charge

20% discount on Remote Deposit equipment

Starter check kit at no charge

Merchant Card Services set up at no charge
N/A
Monthly Maintenance Fee $0 $10 $12  $16
How to Avoid Monthly Maintenance Fee N/A $1,500 minimum daily balance

– or –

$3,000 average balance
 $3,000 minimum daily balance

– or –

$6,000 average balance
Based on earnings credit
Activity Fees Per item charge for each check, deposit, or item deposited over 150 per statement cycle is $0.35   Per item charge for each check, deposit, or item deposited over 500 per statement cycle is $0.35   Per item charge for each check, deposit, or item deposited over 500 per statement cycle is $0.35  Electronic debit: $0.12

Paper debit: $0.20

Electronic credit: $0.12

Paper credit $0.20

Item deposited: $0.11

Assessment fee: $0.14/$1m ledger balance
Paper Statements $5.00
(eStatements provided at no charge)
$5.00
(eStatements provided at no charge)
$5.00
(eStatements provided at no charge)
 
$5.00
(eStatements provided at no charge)

 

1Paid on collected balance. 
2Paid on collected balance. Interest earned on this account is forwarded by New Century Bank to the North Carolina State Bar.
 

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