Business Checking

Select the account you are interested in or view our account comparison chart:

All New Century Bank business checking accounts can be opened with $100 and include these features at no charge:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • eStatements
  • Debit Card 

Small Business Banking

This account covers all the basics and is ideal for a business with a small number of transactions.

  • Up to 150 total items processed per statement cycle at no charge
  • No monthly maintenance fee
  • No minimum balance requirement

Per item charge for each check, deposit, or item deposited over 150 per statement cycle is $0.35. $5 paper statement fee.

Business Class Banking

This low-cost account combines all of the basics with a few extra services designed to make your business banking a breeze.

  • Up to 500 total items processed per statement cycle at no charge
  • 20% discount on Remote Deposit Capture equipment
  • Starter check kit at no charge
  • Merchant Card Services set up at no charge

Per item charge for each check, deposit, or item deposited over 500 per statement cycle is $0.35. $10.00 monthly maintenance fee. To avoid the monthly maintenance fee of $10.00, you must maintain a $1,500 minimum daily balance or $3,000 average balance in this account. $5 paper statement fee.

Business Class Banking with Interest

Enjoy the benefits of Business Class Banking while earning interest.

  • Interest-bearing1
  • Up to 500 items processed per statement cycle at no charge
  • 20% discount on Remote Deposit Capture equipment
  • Starter check kit at no charge
  • Merchant Card Services set up at no charge

1Paid on collected balance.
Per item charge for each check, deposit, or item deposited over 500 per statement cycle is $0.35. $12.00 monthly maintenance fee. To avoid the monthly maintenance fee of $12.00, you must maintain a $3,000 minimum daily balance or $6,000 average balance in this account. $5 paper statement fee.

Business Analysis

Ideal for businesses with a large number of transactions and a high account balance.

  • Monthly maintenance fee can be reduced or offset by earnings credit
  • Interest-bearing option available when you add Sweep Account feature

Activity fees include: Electronic debit: $0.12; Paper debit: $0.20; Electronic credit: $0.12; Paper credit $0.20; Item deposited: $0.11; Assessment fee: $0.14/$1m ledger balance. Monthly maintenance fee of $16.00. $5 paper statement fee.

Interest on Lawyers' Trust Account

Available for attorneys and law firms, this account forwards interested earned to the North Carolina State Bar where it is combined with other funds to support public interest projects.

  • Interest-bearing1
  • Fees netted against interest before remittance to North Carolina State Bar
  • Monthly maintenance fee can be reduced or offset by earnings credit

1Paid on collected balance.

Activity fees include: Electronic debit: $0.12; Paper debit: $0.20; Electronic credit: $0.12; Paper credit $0.20; Item deposited: $0.11; Assessment fee: $0.14/$1m ledger balance. Monthly maintenance fee of $16.00. $5paper statement fee.

Download our Business Banking brochure>>

 
 

Online Banking

Personal Banking

Business Banking

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