Checking Accounts

Select the account you are interested in or view our account comparison chart:

All New Century checking accounts can be opened with $100 and include these features at no charge:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • eStatements
  • Debit Card 
Primary account holder must be 18-years or older to receive a debit card.

Gold Banking Checking

Our premier interest-bearing checking account, Gold Banking is designed for customers who use a variety of products and services.

  • Tiered interest rates based on account balance1
  • Checks at no charge
  • Unlimited check writing
  • No per item transaction fees
  • Paper statements at no charge
  • No charge for six transactions at non-New Century Bank ATMs per statement cycle2
  • Small Safe Deposit Box at no charge or discount on a larger size3
  • 0.25% interest rate discount on any personal loan4

1Paid on collected balance. 2ATM owner fees may apply. 3Safe deposit box rental based on availability. 4Based on credit approval and submission of payments via auto draft.
$20.00 monthly maintenance fee. To avoid the monthly maintenance fee of $20.00, you must maintain a $2,500 minimum daily balance, $5,000 average balance or $10,000 average combined balance in checking, savings, and/or money market accounts. 

Power Banking Checking

Enjoy essential banking services while earning interest at a low cost.

  • Interest-bearing1
  • Unlimited check writing
  • No per item transaction fees
  • No charge for four transactions at non-New Century Bank ATMs per statement cycle2

1Paid on collected balance. 2ATM owner fees may apply.
$10.00 monthly maintenance fee. To avoid the monthly maintenance fee of $10.00, you must maintain a $1,500 minimum daily balance or $3,000 average balance in this account. $3.00 paper statement fee.

eBanking Checking

This account covers all the basics, plus has no minimum balance requirement and no monthly maintenance fee.

  • No minimum balance required
  • No monthly maintenance fee
  • Unlimited check writing
  • No per item transaction fees
  • No charge for two transactions at non-New Century Bank ATMs per statement cycle1

1ATM owner fees may apply.
$3.00 paper statement fee. 

Order Checks

Harland Clarke is our preferred check ordering resource. It's as safe and secure as placing your order in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.  Place your order now.

Download our Personal Banking brochure>>

 

 

HELOC

 

Online Banking

Personal Banking

Business Banking

Need Help with Online Banking and BIll Pay. Call your local branch 8:30AM - 5:00PM to Learn More

eStatements:

Our new Online Banking and Bill Pay system is live!

Information about your log-in credentials (user ID and password) was provided in a letter mailed to your statement address. For your convenience, this information can also be accessed here >>

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