Personal Checking Accounts

Compare our personal checking account options to find the account that is right for you. All New Century Bank personal checking accounts include unlimited check writing and no per item transaction fees.

Download our Personal Banking brochure>>



Power Banking

Gold Banking

Best fit if you are looking for Basic banking services with no 
minimum balance requirement or 
monthly maintenance fee
Essential banking services in an interest-bearing account at a low cost
A premier interest-bearing account designed for customers who use a  variety of products and services
Open With $100 $100 $100
Additional Benefits No charge for two transactions at 
non-New Century Bank ATMs1 per 
statement cycle

No charge for four transactions at non-New Century Bank ATMs1 per statement cycle 
Tiered interest rates based on account balance2

Checks at no charge

No charge for six transactions at non-New Century Bank ATMs1 per statement cycle

Small Safe Deposit Box at no charge or discount on a larger size3

0.25% interest rate discount on any personal loan4
Monthy Maintenance Fee $0 $10 $20
How to Avoid Monthly Maintenance Fee


$1,500 minimum daily balance

– or –

$3,000 average balance
$2,500 minimum daily balance

– or –

$5,000 average balance

– or –

$10,000 average combined balance in checking, savings, and/or money market accounts
Paper Statements $3.00
(eStatements provided at no charge)
(eStatements provided at no charge)


1ATM owner fees may apply.
2Paid on collected balance.
3Safe deposit box rental based on availability.
Based on credit approval and submission of payments via auto draft.


Online Banking

Personal Banking

Business Banking

Need Help with Online Banking and BIll Pay. Call your local branch 8:30AM - 5:00PM to Learn More


Our new Online Banking and Bill Pay system is live!

Information about your log-in credentials (user ID and password) was provided in a letter mailed to your statement address. For your convenience, this information can also be accessed here >>

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